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families need some frank talk about finances to stay within budget,[link widoczny dla zalogowanych]
How things have changed. The pair paid for his 4 years at Wesleyan University after which helped finance a master's degree. "I desired to do more for him than my parents could do for me," says Resnick. "But for him to become independent, you can't do that forever."
Then when Jordan needed a place to live after graduating in May,[link widoczny dla zalogowanych], his mother and stepfather offered their house, rent free. However they set guidelines. The pair gave their son a deadline of six months to strike on his own or start contributing financially to the household. (He recently gone to live in their own place.) In the meantime, they helped with food and clothing costs and the cellphone bill but had Jordan pay for their own dinners and movies with friends.
Back to the nest. It is the latest challenge in parenting: dealing with boomeranging adult children--and figuring out who should settle the debts. Gone would be the woes of empty-nester parents wishing the kids would call more often. Long afterwards the terrible twos, teenage angst,[link widoczny dla zalogowanych], and even affording university, parents increasingly are finding their brood both back home and back on their dime. Indeed, because the 1970s,[link widoczny dla zalogowanych], the number of individuals ages 18 to 34 living with their parents has grown by 50 percent.
And,[link widoczny dla zalogowanych], not surprisingly, parents are supporting their offspring longer. The typical parent now contributes roughly $38,[link widoczny dla zalogowanych],000 per child for food,[link widoczny dla zalogowanych], housing,[link widoczny dla zalogowanych], education, and spending cash,[link widoczny dla zalogowanych], or an average of $2,200 annually in the ages of 18 to 34, based on a 2004 University of Michigan study. What's promising for beleaguered parents? Support peaks at ages 18 to 20 and gradually declines.
Behind the raid on parents' wallets are new economic realities. "This is an extremely tough time to become a young person economically," says Frank Furstenberg, a professor in the University of Pennsylvania and chair of the MacArthur Network on Transitions to Adulthood. Just 30 years ago, it was possible for a high school graduate to achieve a middle-class quality lifestyle. That's no more the situation. Even college graduates have made only small gains in inflation-adjusted wages since 1975. Add to this rising college costs, credit card debt, and pricey rents,[link widoczny dla zalogowanych], and those only starting out can quickly get in the red. "All the transitions which make a person independent have slowed down," says Furstenberg. Young adults study longer, marry later, and earn their very own keep more slowly.
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